How We Rated It SmartAsset's Overall Rating Using an institution with no-fee checking and a high interest rate savings account is the best bet for gaining the most income from your deposits while maintaining convenient access to your money. If you're looking for a checking account for everyday use, First United Bank & Trust's most basic checking does not have a monthly maintenance charge.
It has a fair savings rate you can find higher rates with other banks. We gave First United Bank & Trust a 3.8 stars out of 5, suggesting it is an average bank that leaves room for improvement.įirst United Bank & Trust has multiple product offerings, which include savings accounts, checking accounts, money market accounts, IRAs, mortgage products and credit cards. It is a conventional brick-and-mortar bank with access to service representatives at a physical location, in addition to its online and mobile apps. First United Bank & Trust has above-average customer service access with a live chat feature, which is helpful for those that work during typical customer service hours. First United Bank & Trust handles $1 billion in assets along with deposits totaling $1 billion, which makes it a medium-size bank. Branch Locations Overviewįirst United Bank & Trust started in 1900 and its headquarters are located in Oakland, Maryland.